nala
Ledger · r.03private beta · 2026

A private journal
for the money that
passes through your hands.

Nala is an expense tracker built like a book. One entry at a time, in your own words. The AI is a quiet stamp on the page — it reads, it files, it never lectures. Nothing leaves the device without your say-so.

Today · April
AI composer
9:41···
nalaPersonal
APR · WK 16
This month, spent
$1,284.40
↓ $1,284 · ↑ $4,200 ·  37 entries
log
Today — Thu 16
ca
Morning coffee
cafés · cash
$4.20
gr
Groceries — Ferry
food · card
$62.18
Wed 15
in
Retainer — M.
income · wire
+$1,400
tr
BART · round trip
transit · card
$8.40
Ledger
Add
Spaces
You

The idea, plainly.

§ 01 · The Idea
§ 01.1

A book,
not a dashboard.

No charts screaming at you on open. Just entries in a quiet hand. Today on top, older pages beneath. The way a real ledger works.

§ 01.2

Your words,
your taxonomy.

“Coffee with Sam” is a category if you want it to be. Nala learns how you file the world. It doesn’t impose one of forty generic buckets.

§ 01.3

AI as a
stamp, not a voice.

The model reads receipts, parses shorthand, settles totals. It never offers opinions about your cortado. The page stays yours.

§ 02 · Why a journal
Money is narrative before it is arithmetic. Every coffee, every rent, every small transfer between friends is a small sentence in a longer story about how you are actually living.Most finance apps ask the story to flatten into a pie chart. Nala keeps the sentences. The totals come along for the ride.

Three ways
to write an entry.

§ 03 · Capture
9:41···
nala
QUICK ADD
You wrote
“sixteen bucks lunch with andrea at tartine, she owes half”
AMOUNT$16.00WHERETartine BakeryWHOyou · Andrea (½)FILElunch · splittable
Stamp & file
01

Quick add.

Type the moment as you’d say it. Shorthand, context, who owed whom. Nala reads for the numbers; you keep the sentence.

· natural language · split-aware
9:41···
nala
SCAN
Ferry Plaza · 04.16
· LOAF SOURDOUGH
· MEYER LEMONS × 3
· OLIVE OIL (½ L)
· CHIVES · BUTTER
· CARD ·····4821
Total
$62.18
reading…6 items · ok
Stamp & file
02

Scan.

Hold a receipt under the camera. Nala reads the total, the merchant, the line items. You edit if it missed the story — otherwise, one tap and it’s filed.

· on-device OCR · line-item aware
9:41···
nala
MANUAL
$48.00
WhereBlue Bottle · Mint
WhatTeam coffees, 4×
Categorycafés — work
SpaceBusiness · reimbursable
DateThu, Apr 16 · 08:42
Stamp & file
03

Manual.

Slow entry. Every field, your hand. For when the thing matters enough to be written properly — or when you just want the AI to stay out of it.

· fully offline · full control

One app.
Many lives.

§ 04 · Spaces

Keep your personal ledger
away from your business one.

Every entry belongs to a Space. Personal, business, household, a trip, a project. Switch with a tap. Nothing mingles unless you ask it to.

§ APersonal372 entries
§ BStudio — LLC88 entries · reimbursable
§ CHouse — 1428 Bryantshared w/ 2
§ DJapan, Oct ’26trip · closed
9:41···
nalaPersonal
APR
Spent
$1,284.40
37 entries
Today
ca
Coffee
$4.20
gr
Groceries
$62.18
bk
Book · Didion
$18
Ledger
Add
Spaces
9:41···
nalaStudio · LLC
Q2
Billable · unbilled
$3,842.00
12 reimbursable · 4 open
This week
sv
Figma seat
$15
ca
Client coffees
$48
in
Retainer · M.
+$1.4k
Ledger
Add
Spaces

What Nala
is not.

§ 05 · Manifesto
§ 05.1a budgeting coachA place to notice,
not be scolded.
§ 05.2a bank-linked firehoseYou decide what enters the page.
Bank sync is optional and one-way.
§ 05.3a gamified habit appNo streaks. No trophies.
Money is not a game.
§ 05.4a social networkNobody else sees your ledger.
Not us, not advertisers, not Andrea.
§ 05.5a pie chartReports are a second thought,
available when you want them.

Private
by construction.

§ 06 · Privacy

Your ledger lives on your phone.
The AI runs there too, when it can. When it can’t, nothing leaves without an explicit tap — and nothing is kept on the other side.

End-to-end encrypted sync

Between your devices. Not readable by us or anyone in between.

On-device OCR & parsing

Receipts and shorthand get read on your phone. Large-model calls are optional and explicit.

No ads. No resale. No “partners.”

Paid product. One price. Your ledger is not the product.

Export anything, any time

CSV, JSON, a PDF bound like a real book. You leave with everything.

§ 07 · The private beta

Start a page.
See what you actually spend on.

iOS first · Android this summer · one email, no follow-ups.